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Helping You Earn More in 2015

I'd like to help you earn more in 2015. The beginning of the new year is the perfect time to set goals, and begin on the path to increase your passive income.

My approach to value investing is simple, build yourself a stream of passive income that increases every year. You can do this by buying quality stocks, and collecting their dividends (cash paid to the shareholders).

The income is passive, because after you've bought the stock there is no more effort on your part. You receive regular div…

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Worried About Not Having Enough Money?

Are you concerned about not having enough money for your kids, for yourself, for your retirement? The key is to make the right financial decisions today so that your future self will be taken care of.

The right financial decisions are:

  • Spend less than you earn, and invest the difference
  • Pay off your debts quickly
  • Eliminate or reduce the hidden fees you pay in mutual funds

All mutual funds carry fees, these fees are called the Management Expense Ratio (MER). The MER is there to pay the m…

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Should You Buy Growth Stocks?

Should you buy growth stocks or avoid them? George Athanassakos (Professor of Finance at University of Western Ontario), discussed growth stocks recently in the Globe and Mail (August 26, 2014). Before I share with you the information from the article, it's important to understand the P/E Ratio.

I’m going to keep this simple, let’s begin with the only two definitions you will need for today:  

Price: this is the stock price  

Earnings: this is earnings per share; earnings are the amount of pr…

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Worried About Falling Stock Prices?

Are you worried about falling stock prices? If you’re thinking about investing, then falling stock prices are great!

The key is to buy quality stocks when they are undervalued. The return on your investment (dividend yield) will also be higher when stock prices are low. Let’s take a look at a real-life example:

ConocoPhillips was founded in 1917, and is an American company which explores for, develops, and produces crude oil, bitumen, natural gas, liquefied natural gas, and natural gas liquids…

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Want to Increase Your Income, Passively?

I love dividends, and I love them even more when they increase.

Increasing dividends means more money in your pocket.

A solid stream of increasing passive income! Here are some recent dividend increases:

US COMPANIES Am Electric Power (AEP), to $0.53 from $0.50, increase of 6.00%

Barnes Group (B), to $0.12 from $0.11, increase of 9.10%

Brown & Brown (BRO), to $0.11 from $0.10, increase of 10.00%

Cass Info Sys (CASS), to $0.21 from $0.20, increase of 5.00%

Cintas (CTAS), to $0.85 from $0.7…

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Are You an Anxious, Impatient, Irrational Person?

Show me an anxious, impatient, irrational person, and I’ll show you a lousy investor. Your emotions are key when it comes to investing. Successful investors don’t let their emotions get in the way.

You’ve probably heard of Warren Buffett, he’s a famous value investor and a self-made billionaire with a successful track record of over 50 years. But what you may not know is that most of what Warren Buffet learned came from Ben Graham. Ben Graham was Warren Buffett’s teacher and mentor at Columbia …

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Has your income gone up by 935%?

Today I'd like to share with you some wisdom from someone who has been a dividend investor for more than 30 years.

In the latest edition of the Connolly Report (August 2014), Tom Connolly had this to say about investing:

"Focus on the growing dividend income, the increasing yields, is my message to you, in a sentence, after researching dividend income common stocks for thirty years. Dividends give stock intrinsic value. Dividend increases build wealth. In 1993, for instance, Royal Bank’s divid…

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Another way to grow your portfolio without any effort on your part

Besides dividends, there’s another way to grow your portfolio. Stock buy backs. A stock buyback is when a company buys back some of its own shares.

A buyback doesn’t mean a company will come knocking on your door to buy your shares, it simply means a company will place orders on the stock market and over a period of time buy back some of its own shares from other investors.

What does a share buyback mean for you? A share buyback reduces the amount of outstanding shares on the market. Reduced s…

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Tech Bubble, Housing Bubble, IPO Bubble, Stock Bubble?

Bubbles, bubbles, everywhere, when a bubble gets big enough it will burst. Speculative investors get excited whenever there’s a stock bubble of any kind. There’s the excitement of making it rich very quickly. Should you invest when stock prices are soaring?

The quick-rich euphoria then trickles down to the everyday Joe, and then your friends and neighbors start talking about stocks. Have you been to a party recently where so and so talked about investing in Tesla, Twitter, Facebook, or the late…

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Do You Have Mediocre or Lousy Investments?

Do you have poor performing investments (stocks, mutual funds, index funds, ETFs)? If so, now might be the time to get rid of them.

Recently the Dow broke through 17,000 for the first time. The stock market reached an all time high. When the markets are high, that is usually a good time to get rid of your loser investments.

Loser investments are investments that:

•    Have been performing poorly over the years
•    Have reduced or eliminated their dividends over the last few years
•    Mutual…

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