Blog

Quotes

Should you invest in companies with too much debt?

Would you lend money to a friend who had little income and was swimming in debt? Of course not, because the likelihood of you getting your money back would be extremely low. The same is true for investing in companies which have high debt.

Too much debt = unable to survive recessions
A company with high debt is going to have a hard time paying back its loan if the economy starts to sink. Companies with high debt will have a difficult time surviving downturns. We know from experience that downtu…

Read more…

What if you invest at the wrong time?

The media is full of conflicting and negative news. One day they say the stock market will crash the next day they say everything is fine. When is the next recession coming? How long will it last? How far will stock prices drop? No one knows because no one can predict the future. As an investor, should you invest now or wait?

Getting into the market at the wrong time?

Tony Robbins (fyi...here's a link to Tony's Youtube channel) covered this topic in his book "Unshakeable", and I could not have…

Read more…

Does investing take too long to make money?

Does investing take too long to make money? Yes, it does take time but the rewards are great for those willing to be patient. Don’t be lured by fast money, it comes with high risk. Value investors focus on long-term gain and are not tempted by quick money. Kelley Wright (Editor of IQT) writes:

“That, in a nutshell is what separates the value investor from all others. The value investor understands when a high-quality company with a long-term track record of managerial excellence, consistent div…

Read more…

When is the best time to start investing?

The best time to invest was 10 years ago; the second best time is now.

After 17 years as an investment writer for USA Today Matt Krantz is joining a money management firm. Mr. Krantz shares his top lesson for investing:

“If you want to make money on stocks, stop ob­sess­ing about minu­tiae. Get started. In­vest, di­ver­sify and hold on.” Mr. Krantz continues: “It’s easy to fix­ate on de­tails like choos­ing which stock to buy, which in­vest­ment ac­counts to open and fees. But in­vestors get s…

Read more…

Should You Invest by Yourself?

Yes, you should invest by yourself, it's the one thing in life that should not be outsourced to anyone. Here are 17 reasons why you need to invest by yourself:

  1. No one cares more about your money than you do.
  2. The majority of mutual funds under perform the stock market.
  3. It really isn't that hard to learn about dividend investing and implement it successfully.
  4. Stock brokers and mutual fund salespeople earn commissions which means they make money even if you don't make money. Stock brokers mak…

Read more…

Stocks Are Going up, Should You Buy? Going Down, Should You Sell?

Stocks prices go up and down all the time. When is the best time to buy and sell?

For those of you not familiar with Benjamin Graham he was Warren Buffet’s mentor and teacher. Graham is also considered the grandfather of value investing.

Here's what Benjamin Graham had to say about buying and selling:

*The investor with a portfolio of sound stocks should expect prices to fluctuate and should neither be concerned by sizable declines nor become excited by sizable advances. He should always reme…

Read more…

Who Can Predict Which Way The Stock Market Will Go?

Who can accurately predict which way the stock market will go? The answer is: no one. There's many so called experts who try to predict the market direction, but no one can truly predict the future.

Charles Dow said it best, "People in Wall Street, even those who get very near the center of large operations, do not know what the market is going to do with any regularity or certainty."

Forget about trying to figure out which way the market will go. Focus on building a portfolio of quality divid…

Read more…

What's the Worst Mutual Fund in the World? Hint: its an index fund

Micheal Johnston from Fund Reference believes he has found the worst mutual fund in the world. Over your lifetime this mutual fund will cost you $114,000 extra in fees!

Micheal writes:

"...the Worst Mutual Fund in the World is not an absurdly expensive fund run by a manager pursuing some exotic strategy. It’s actually an index fund that seeks to replicate one of the most widely-followed benchmarks in the world. Wondering how such a product could be the target of such scorn from a fan of indexi…

Read more…

Want to Invest in the Hottest Stock?

Do you want to invest in the hottest stock right now? Are you craving to find out which stock will triple in price in the next 10 days? Of course you do, it's human nature to want the latest, greatest, sexiest, thing (which in this case is a stock). Nobody would turn down the opportunity to make money fast. But pause for a moment and think about the risk. Is there a chance this hottest stock could drop in value?

History has shown that fads and trends come and go, remember these?:

  • Sony Walkma…

Read more…

Don’t Have Faith Investing in the Stock Market?

I know investing in the stock market can seem risky. It is risky if you don’t know what you’re doing. Imagine getting behind the wheel of a car if you don’t know how to drive. Or sitting in the cockpit of an airplane but you don’t know how to fly. The missing ingredient in these scenarios is a lack of training.

Training and knowledge help you to overcome the unknown; the same scenarios no longer appear risky. The same goes for investing in the stock market, training will give you the confidence…

Read more…